Choose Health Insurance That Fits Your Lifestyle

Estes Health Insurance offers a variety of health insurance plans in Lubbock, TX

If you are under 65 and something unexpected happens to you, such as a car accident or a serious illness, hospital expenses can rack up quickly. An individual health insurance plan from Estes Health Insurance in Lubbock, Texas can help prevent overwhelming expenses due to a medical injury. You'll save money on routine visits to your doctor, prescription drugs and preventive care.

Learn more about our health insurance plans by calling Estes Health Insurance in Lubbock, Texas today.

What's the difference between an HMO plan and a PPO plan?

What's the difference between an HMO plan and a PPO plan?

When you work with Estes Health Insurance to choose your health insurance plan, you'll have the option of picking an HMO or a PPO plan. There are a few differences to consider, including:

  • Flexibility-HMO plans give you access to certain doctors and hospitals within its network, while PPO plans provide more flexibility when picking a doctor or hospital.
  • Premiums-HMO plans tend to come with lower premiums, while PPO plans have higher premiums to cover out of network visits.
  • Deductibles-HMO plans often come without a deductible, while PPO plans usually have a moderate deductible.


Speak to an insurance agent at Estes Health Insurance today to find out more about our health insurance plans.